Author: 行政

Stablecoins could reshape payments and compete with banks without replacing their broader financial services. Research highlights potential effects on bank deposits, lending, liquidity, and demand for US Treasury securities. By 2030, banks and stablecoin issuers may increasingly integrate blockchain technology and traditional financial infrastructure. The global banking system is facing an unusual challenge. For centuries, banks have played a central role in storing money, processing payments, and providing credit. Today, a new generation of digital financial instruments is beginning to challenge parts of that model. Stablecoins, which are designed to…

Australia’s securities regulator proposed tougher operating standards for cryptocurrency exchanges and custodians ahead of a new licensing regime next year.The Australian Securities and Investments Commission (ASIC) released a consultation package on Oct. 15 outlining stricter requirements to protect customer assets, execute trades, manage conflicts of interest and maintain adequate financial reserves.The proposals would bring crypto exchanges and tokenized custody platforms under safeguards comparable to those governing traditional financial institutions, expanding regulatory oversight of businesses that hold and trade digital assets on behalf of customers.The changes implement Australia’s Corporations Amendment (Digital Assets Framework) Act 2026, enacted in April and taking effect in 2027.…

XDC Network selects Concordium to verify owners of AI agents. Verified agents receive on-chain badges while personal data stays private. The partnership includes revenue sharing and sponsored network fees. XDC Network has selected Concordium as the exclusive identity verification provider for XDC AI, its agent payments marketplace, in a move aimed at improving accountability for artificial intelligence agents conducting financial transactions. Announced on October 14, 2026, the integration allows AI agents on XDC AI to receive an on-chain verification badge confirming that a verified individual or business stands behind them, without publicly revealing the owner’s identity. XDC Network is a…

2026 Commemorative Coins   OldSales LatestSales Gain/Loss %Increase 2026-P Uncirculated FIFA World Cup Half Dollar 6,301 6,362 61 0.97% 2026-P Proof FIFA World Cup Half Dollar 16,971 17,185 214 1.26% 2026-P Uncirculated FIFA World Cup Silver Dollar 4,936 4,993 57 1.15% 2026-P Proof FIFA World Cup Silver Dollar 18,805 19,045 240 1.28% 2026-W $5 Uncirculated FIFA World Cup Gold Coin 751 756 5 0.67% 2026-W $5 Proof FIFA World Cup Gold Coin 1,197 1,207 10 0.84% 2026 FIFA World Cup Three-Coin Proof Set 2,748 2,768 20 0.73% 2025 Commemorative Coins   OldSales LatestSales Gain/Loss %Increase 2025-S Proof U.S. Marine Corps…

Two-thirds of newly funded x402 wallets made payments within an hour in the third quarter, signaling growing adoption of automated cryptocurrency transactions.The proportion jumped from just 4% a year earlier, according to a new Chainalysis report. The median time between a wallet’s initial funding and its first payment also collapsed to 18 minutes from 73 days in late 2025, suggesting software developers are increasingly allocating funds for immediate transactions.The findings mark a shift in the emerging market for machine-to-machine payments, where AI agents can purchase data, computing resources, and digital services using stablecoins. By July, Coinbase’s x402 standard on the Base…

Ethereum staking could get faster exits under EIP-8061, but new validators would still have to wait for capped entry before earning rewards.Validator Queue displayed 1,282,776 ETH waiting to enter staking and an estimated wait of 22 days, 6 hours when checked on Oct. 15. Its Oct. 14 snapshot, recorded at 21:17 UTC, showed 1,260,628 ETH and an estimated 21 days, 21 hours.For a direct depositor, the delay postpones native staking income. A liquid staking pool such as Lido can give a new holder exposure to rewards from validators already working. The incoming ETH can still be waiting to activate, leaving…

Crypto scammers who stole millions from Russian-speaking investors approached the same victims weeks later, promising to recover their losses.On Oct. 14, Brooklyn prosecutors disclosed the fraud after an international enforcement operation disrupted 112 servers and 241 websites supporting a cryptocurrency investment scheme that allegedly stole tens of millions of dollars from victims across the United States.The operation, conducted with help from the Federal Bureau of Investigation (FBI), targeted the infrastructure used to run fraudulent investment platforms and keep in contact with victims. Investigators recovered data showing the same criminal network tried to exploit people again after they lost money in…

Bitwise CIO Matt Hougan argued in an Oct. 14 memo that nearly every macroeconomic path ends with Bitcoin higher, including an extraordinary AI productivity boom that makes scarce assets more valuable.Two days earlier, the Bank for International Settlements published a working paper that models a fourth path. In it, AI automates work and lifts output, and consumer demand that funds further innovation thins out until growth fades.Hougan’s three paths for macro and BitcoinHougan’s memo lays out three outcomes, starting with AI abundance that makes intelligence-based services cheaper and shifts value toward scarce assets.A bursting AI investment bubble triggers a recession,…

The White House confirmed on Wednesday that Patrick Witt’s temporary detail to its crypto council has expired. Witt, a Defense Department employee, was the council’s only remaining staffer, according to a source cited by journalist Eleanor Terrett. The CLARITY Act stalled on 15 September, when a Senate procedural vote failed 49 to 50 with 60 votes needed. Patrick Witt has left his post as executive director of the President’s Council of Advisors for Digital Assets, the White House confirmed on Wednesday. His temporary assignment to the council had expired, an official told journalist Eleanor Terrett in an email. She had…

Bitcoin registered an intraday low of $81,514.28 on Oct. 14 as September CPI came in hotter than forecast, with headline inflation at 3.7% year over year against 3.6% expected and core at 2.6% against 2.5%.Glassnode’s latest on-chain data suggests a calmer holder base than the price action. The harder test sits near $80,000, where large spot bids and modeled long liquidations overlap, and altcoins carry a different set of risks.Headline CPI rose 0.6% on the month, in line with expectations; core rose 0.3% vs. the expected 0.2%, and gasoline supplied more than half of the headline increase, while stronger shelter…