{"id":13623,"date":"2026-09-23T14:57:57","date_gmt":"2026-09-23T14:57:57","guid":{"rendered":"https:\/\/cryptonews.uk.com\/?p=13623"},"modified":"2026-09-23T14:57:57","modified_gmt":"2026-09-23T14:57:57","slug":"nexo-says-67-of-affluent-investors-own-crypto-but-few-make-it-central-to-wealth-plans","status":"publish","type":"post","link":"https:\/\/cryptonews.uk.com\/?p=13623","title":{"rendered":"Nexo says 67% of affluent investors own crypto but few make it central to wealth plans"},"content":{"rendered":"<p><\/p>\n<div data-site=\"CoinJournal\">\n<div class=\"-mt-16  mb-8  lg:-mt-20  rounded-md  shadow-md\">\n<div class=\"relative  z-10  post-article-image  rounded  overflow-hidden\" data-site=\"CoinJournal\">\n<picture><source srcset=\"https:\/\/coinjournal.net\/wp-content\/uploads\/imagecache\/2026\/02\/trader-monitors-crypto-market-recovery-on-laptop-smartcrop-750x375.webp\" type=\"image\/webp\" media=\"(min-width: 750px)\"\/><source srcset=\"https:\/\/coinjournal.net\/wp-content\/uploads\/imagecache\/2026\/02\/trader-monitors-crypto-market-recovery-on-laptop-smartcrop-363x181.webp\" type=\"image\/webp\"\/><source srcset=\"https:\/\/coinjournal.net\/wp-content\/uploads\/imagecache\/2026\/02\/trader-monitors-crypto-market-recovery-on-laptop-smartcrop-750x375.png\" type=\"image\/jpeg\" media=\"(min-width: 750px)\"\/><source srcset=\"https:\/\/coinjournal.net\/wp-content\/uploads\/imagecache\/2026\/02\/trader-monitors-crypto-market-recovery-on-laptop-smartcrop-363x181.png\" type=\"image\/jpeg\"\/><img decoding=\"async\" src=\"https:\/\/coinjournal.net\/wp-content\/uploads\/2026\/02\/trader-monitors-crypto-market-recovery-on-laptop.png\" alt=\"An investor checks rising cryptocurrency charts on a laptop and smartphone with a city skyline visible through the office window.\" width=\"100%\" height=\"100%\"\/>\n<\/picture>                            <\/div>\n<\/p><\/div>\n<ul>\n<li>Nexo says 67% of affluent investors own crypto, but integration stays low.<\/li>\n<li>Security, fees and platform complexity emerge as key barriers to adoption.<\/li>\n<li>US investors show deepest crypto integration despite lower ownership rates.<\/li>\n<\/ul>\n<p>High-net-worth investors are increasingly buying crypto, but many are still reluctant to make it a major part of their long-term wealth plans, according to a new Nexo survey.<\/p>\n<p>The report found that 67% of affluent investors across the US, UK and Argentina already own crypto. However, security concerns, high fees and complicated platforms are stopping many from using digital assets for retirement planning or replacing traditional investments.<\/p>\n<p>Nexo published its \u201cFuture of Digital Wealth 2026\u201d report on September 23 after surveying 1,000 affluent investors. Its new Crypto Integration Index, which measures how deeply crypto is incorporated into investors\u2019 finances, produced an average score of 4.83 out of 10.<\/p>\n<h2>Ownership outpaces deeper integration<\/h2>\n<p>Nexo said a score near the survey average of 4.83 represents a small, short-horizon crypto position outside retirement planning.<\/p>\n<p>Only 4.7% of surveyed investors scored seven or higher, a level Nexo describes as structurally integrated, where crypto has replaced a traditional asset and forms part of longer-term financial planning.<\/p>\n<p>The report found that just under 20% of respondents expect crypto to become their number-one personal wealth driver over the next decade, ahead of salary, equities and real estate.<\/p>\n<p>More than 40% are already invested in crypto without yet building wealth with it.<\/p>\n<p>\u201cOnce an investor gets past the risk perception stage, what\u2019s left is security, fees, and platform user-friendliness and capabilities \u2013 the same things we\u2019ve spent years building Nexo to solve,\u201d said Neil Steinhardt, COO, Nexo US.<\/p>\n<blockquote>\n<p>That\u2019s the gap between owning crypto and actually building wealth with it, and it\u2019s exactly where our platform is designed to meet investors.<\/p>\n<\/blockquote>\n<p>Integration also varies by market. Argentina had the highest ownership rate at 74%, but a CII score of 4.62. The US had the lowest ownership at 62%, but the deepest integration with a score of 5.07.<\/p>\n<p>The UK recorded 65% ownership and a CII score of 4.75.<\/p>\n<h2>Platform trust becomes the next hurdle<\/h2>\n<p>The report said crypto integration peaks among investors aged 35 to 44, with 28% treating digital assets as a core retirement asset.<\/p>\n<p>Investors aged 18 to 25 reported the highest ownership and conviction, with more than 90% holding crypto, but only 2% maintaining a horizon of 10 years or longer.<\/p>\n<p>Among structurally integrated investors with CII scores of seven or more, reported frictions shift towards platform trust. Security concerns were cited by 36%, high fees by 34%, and platform complexity by 28%.<\/p>\n<p>\u201cRisk perception used to be the story in every crypto adoption survey. It isn\u2019t anymore,\u201d said Iliya Kalchev, analyst at Nexo.<\/p>\n<blockquote>\n<p>In our data, risk perception barely separates investors who\u2019ve built real wealth with crypto from those who haven\u2019t \u2014 what actually divides them is whether they\u2019ve substituted crypto for a traditional asset and folded it into retirement planning. For affluent investors it\u2019s the planning and the smoothness of operating with that crypto that remains to be resolved.<\/p>\n<\/blockquote>\n<p>The survey was fielded in February and March 2026 through Attest. Respondents needed at least $100,000 in liquid assets in the US and UK, or $40,000 in Argentina, thresholds calibrated to capture the top 25% to 30% of each market by investable wealth.<\/p>\n<div class=\"post-meta\">\n<hr class=\"mb-6\"\/>\n<h6 class=\"text-3xl  mb-4  text-green-300\">Share this article<\/h6>\n<hr class=\"mb-6\"\/>\n<h6 class=\"text-3xl  mb-4  text-green-300\">Categories<\/h6>\n<\/p><\/div>\n<\/p><\/div>\n<p>Markets#Nexo #affluent #investors #crypto #central #wealth #plans1790175477<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nexo says 67% of affluent investors own crypto, but integration stays low. Security, fees and platform complexity emerge as key barriers to adoption. US investors show deepest crypto integration despite lower ownership rates. High-net-worth investors are increasingly buying crypto, but many are still reluctant to make it a major part of their long-term wealth plans,<\/p>\n","protected":false},"author":1,"featured_media":6721,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-13623","post","type-post","status-publish","format-standard","has-post-thumbnail","category-eurozone"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nexo says 67% of affluent investors own crypto but few make it central to wealth plans - Crypto News: Latest Cryptocurrency News and Analysis<\/title>\n<meta name=\"description\" content=\"Nexo survey finds affluent investors own crypto widely, but security, fees and platform complexity still limit deeper adoption.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.uk.com\/?p=13623\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nexo says 67% of affluent investors own crypto but few make it central to wealth plans\" \/>\n<meta property=\"og:description\" content=\"Nexo survey finds affluent investors own crypto widely, but security, fees and platform complexity still limit deeper adoption.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptonews.uk.com\/?p=13623\" \/>\n<meta property=\"og:site_name\" content=\"Crypto News: Latest Cryptocurrency News and Analysis\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-23T14:57:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cryptonews.uk.com\/wp-content\/uploads\/2026\/02\/trader-monitors-crypto-market-recovery-on-laptop.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"\u884c\u653f\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u884c\u653f\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cryptonews.uk.com\/?p=13623\",\"url\":\"https:\/\/cryptonews.uk.com\/?p=13623\",\"name\":\"Nexo says 67% of affluent investors own crypto but few make it central to wealth plans - Crypto News: Latest Cryptocurrency News and Analysis\",\"isPartOf\":{\"@id\":\"https:\/\/cryptonews.uk.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/cryptonews.uk.com\/?p=13623#primaryimage\"},\"image\":{\"@id\":\"https:\/\/cryptonews.uk.com\/?p=13623#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cryptonews.uk.com\/wp-content\/uploads\/2026\/02\/trader-monitors-crypto-market-recovery-on-laptop.png\",\"datePublished\":\"2026-09-23T14:57:57+00:00\",\"author\":{\"@id\":\"https:\/\/cryptonews.uk.com\/#\/schema\/person\/822778c5844e0d16d43dce6630f4f1bf\"},\"description\":\"Nexo survey finds affluent investors own crypto widely, but security, fees and platform complexity still limit deeper adoption.\",\"breadcrumb\":{\"@id\":\"https:\/\/cryptonews.uk.com\/?p=13623#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/cryptonews.uk.com\/?p=13623\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cryptonews.uk.com\/?p=13623#primaryimage\",\"url\":\"https:\/\/cryptonews.uk.com\/wp-content\/uploads\/2026\/02\/trader-monitors-crypto-market-recovery-on-laptop.png\",\"contentUrl\":\"https:\/\/cryptonews.uk.com\/wp-content\/uploads\/2026\/02\/trader-monitors-crypto-market-recovery-on-laptop.png\",\"width\":1536,\"height\":1024},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/cryptonews.uk.com\/?p=13623#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/cryptonews.uk.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Nexo says 67% of affluent investors own crypto but few make it central to wealth plans\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/cryptonews.uk.com\/#website\",\"url\":\"https:\/\/cryptonews.uk.com\/\",\"name\":\"Crypto News: Latest Cryptocurrency News and Analysis\",\"description\":\"Latest Crypto &amp; 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