{"id":14654,"date":"2026-10-19T13:07:49","date_gmt":"2026-10-19T13:07:49","guid":{"rendered":"https:\/\/cryptonews.uk.com\/?p=14654"},"modified":"2026-10-19T13:07:49","modified_gmt":"2026-10-19T13:07:49","slug":"usdc-redemption-fees-change-as-circle-drops-overages","status":"publish","type":"post","link":"https:\/\/cryptonews.uk.com\/?p=14654","title":{"rendered":"USDC redemption fees change as Circle drops overages"},"content":{"rendered":"<p><\/p>\n<div data-cs-editorial-figure-scope=\"\" data-cs-editorial-quote-scope=\"\" data-cs-image-viewer-scope=\"\" data-single-article-content=\"\">\n<p>Circle is removing its separate net-redemption overage fee from USDC and EURC conversions into fiat under a revised Circle Mint fee schedule that starts taking effect Oct. 19, 2026. Existing customers move onto the pricing at the start of their next billing period on or after that date.<\/p>\n<p>Under the public schedule, institutional customers can choose Standard redemptions with no Circle redemption fee or Express redemptions charged at 0.05% of the gross amount before credits. The overage surcharge disappears across all tiers, while the Express base fee remains.<\/p>\n<p>Circle Mint serves institutions such as exchanges, banks, wallet providers and institutional traders. It is unavailable to individuals or customers minting stablecoins for personal use.<\/p>\n<div class=\"cs-article-embed\">\n<p> <span class=\"cs-article-embed__related-reading\">Related Reading<\/span><\/p>\n<h3 class=\"cs-article-embed__title\">Fed guarantees 2-day stablecoin payouts, but $76B remains blocked<\/h3>\n<\/p>\n<p> <span class=\"cs-article-embed__arrow\" aria-hidden=\"true\"> <i class=\"fa-light fa-arrow-up-right\"\/> <\/span> <\/div>\n<h2>USDC redemption fees under Standard and Express<\/h2>\n<p>Basic becomes Standard, while Institutional becomes Express. Circle is retiring the previous Standard tier, including its daily net-redemption fee and $10 million daily gross limit. The new Standard option is the renamed Basic tier.<\/p>\n<p>Standard processing takes up to two business days. Express quotes near-instant processing for 5 basis points, or 0.05%, of gross redemptions before credits.<\/p>\n<p>Both timings cover Circle&#8217;s processing, followed by additional bank settlement time. The clock starts when Circle accepts a complete request. Compliance, fraud or sanctions reviews, or unavailable banking partners and payment rails, can extend processing. Circle says these processing and settlement mechanics remain unchanged.<\/p>\n<div class=\"cs-article-embed\">\n<p> <span class=\"cs-article-embed__related-reading\">Related Reading<\/span><\/p>\n<h3 class=\"cs-article-embed__title\">Circle can delay European USDC redemptions if reserves cannot cross borders<\/h3>\n<\/p>\n<p> <span class=\"cs-article-embed__arrow\" aria-hidden=\"true\"> <i class=\"fa-light fa-arrow-up-right\"\/> <\/span> <\/div>\n<p>Express customers that mint more than they redeem during a billing period may receive credits against redemption fees. Net minting is gross mints minus gross redemptions.<\/p>\n<aside id=\"cs-inline-newsletter-1\" class=\"cs-inline-newsletter cs-newsletter-brand\" data-newsletter-edition=\"catalyst\" data-inline-newsletter=\"\" data-newsletter-placement=\"article-midpoint\" aria-labelledby=\"cs-inline-newsletter-1-title\" aria-describedby=\"cs-inline-newsletter-1-copy\">\n<div class=\"cs-inline-newsletter__inner\">\n<div class=\"cs-inline-newsletter__content\">\n<div class=\"cs-inline-newsletter__editorial\">\n<p class=\"cs-inline-newsletter__eyebrow\">The Catalyst<\/p>\n<p class=\"cs-newsletter-frequency\">Daily Newsletter<\/p>\n<h2 id=\"cs-inline-newsletter-1-title\" class=\"cs-inline-newsletter__title\">Know what\u2019s moving crypto.<\/h2>\n<p id=\"cs-inline-newsletter-1-copy\" class=\"cs-inline-newsletter__copy\">Start with the stories that matter. Get the context behind the headlines and a clear view of what to watch next.<\/p>\n<\/div>\n<div class=\"cs-inline-newsletter__art\" aria-hidden=\"true\"> <img loading=\"lazy\" src=\"https:\/\/cryptoslate.com\/wp-content\/themes\/cryptoslate-2020\/images\/catalyst-newsletter-scrapbook-v3.webp\" alt=\"\" width=\"640\" height=\"640\" loading=\"lazy\" decoding=\"async\"\/><img loading=\"lazy\" class=\"lazyload\" src=\"https:\/\/cryptoslate.com\/wp-content\/themes\/cryptoslate-2020\/images\/catalyst-newsletter-scrapbook-v3.webp\" alt=\"\" width=\"640\" height=\"640\" loading=\"lazy\" decoding=\"async\"\/><\/div>\n<\/div>\n<\/div>\n<\/aside>\n<p>Circle lists a 25% credit for eligible positive net minting, rising to 75% at $40 million and 100% at $100 million in net minting. Credits cannot exceed redemption fees paid, depend on activity during the billing period, and are not guaranteed. A zero or negative net-minting position receives no credit.<\/p>\n<p><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter shoggoth-infographic shoggoth-infographic-portrait wp-image-574296\" src=\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/exec-8c46637f-1fa5-43e6-83df-0840160238bb.png\" alt=\"Circle Mint USDC and EURC terms: Standard has no Circle redemption fee, Express charges 0.05% before conditional credits, and both add bank settlement time. Existing accounts transition at their next billing period on or after October 19, 2026.\" width=\"720\" height=\"900\" srcset=\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/exec-8c46637f-1fa5-43e6-83df-0840160238bb.png 1122w, https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/exec-8c46637f-1fa5-43e6-83df-0840160238bb-240x300.png 240w, https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/exec-8c46637f-1fa5-43e6-83df-0840160238bb-819x1024.png 819w, https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/exec-8c46637f-1fa5-43e6-83df-0840160238bb-768x960.png 768w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\"\/><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" class=\"lazyload aligncenter shoggoth-infographic shoggoth-infographic-portrait wp-image-574296\" src=\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/exec-8c46637f-1fa5-43e6-83df-0840160238bb.png\" alt=\"Circle Mint USDC and EURC terms: Standard has no Circle redemption fee, Express charges 0.05% before conditional credits, and both add bank settlement time. Existing accounts transition at their next billing period on or after October 19, 2026.\" width=\"720\" height=\"900\" srcset=\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/exec-8c46637f-1fa5-43e6-83df-0840160238bb.png 1122w, https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/exec-8c46637f-1fa5-43e6-83df-0840160238bb-240x300.png 240w, https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/exec-8c46637f-1fa5-43e6-83df-0840160238bb-819x1024.png 819w, https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/exec-8c46637f-1fa5-43e6-83df-0840160238bb-768x960.png 768w\" data-sizes=\"(max-width: 720px) 100vw, 720px\"\/><\/p>\n<p>The schedule exempts Circle Payments Network activity from Express redemption fees. A separate written agreement takes precedence if it conflicts with the public schedule.<\/p>\n<p>In an Oct. 16 article discussing Circle&#8217;s redemption economics, Circle Chief Commercial Officer Kash Razzaghi said CPN payment flows could redeem for free in near real time, while other platform customers could qualify through balances and eligible products.<\/p>\n<div class=\"cs-article-embed\">\n<p> <span class=\"cs-article-embed__related-reading\">Related Reading<\/span><\/p>\n<h3 class=\"cs-article-embed__title\">USDC processed $36 trillion in H1 transactions, but Circle kept just 7 cents of every revenue dollar<\/h3>\n<\/p>\n<p> <span class=\"cs-article-embed__arrow\" aria-hidden=\"true\"> <i class=\"fa-light fa-arrow-up-right\"\/> <\/span> <\/div>\n<\/div>\n<p>Featured,Payments,Stablecoins,Circle,payments,stablecoins,USDCCircle,payments,stablecoins,USDC#USDC #redemption #fees #change #Circle #drops #overages1792415269<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Circle is removing its separate net-redemption overage fee from USDC and EURC conversions into fiat under a revised Circle Mint fee schedule that starts taking effect Oct. 19, 2026. Existing customers move onto the pricing at the start of their next billing period on or after that date. Under the public schedule, institutional customers can<\/p>\n","protected":false},"author":1,"featured_media":14655,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[174,1677,102,2187,7468,167,4448,282,1582],"class_list":["post-14654","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ethereum","tag-change","tag-circle","tag-drops","tag-fees","tag-overages","tag-payments","tag-redemption","tag-stablecoins","tag-usdc"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>USDC redemption fees change as Circle drops overages - Crypto News: Latest Cryptocurrency News and Analysis<\/title>\n<meta name=\"description\" content=\"Circle removes USDC and EURC overage fees from October 19 billing periods. Standard stays fee-free; Express costs 0.05% before credits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.uk.com\/?p=14654\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"USDC redemption fees change as Circle drops overages\" \/>\n<meta property=\"og:description\" content=\"Circle removes USDC and EURC overage fees from October 19 billing periods. Standard stays fee-free; Express costs 0.05% before credits.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptonews.uk.com\/?p=14654\" \/>\n<meta property=\"og:site_name\" content=\"Crypto News: Latest Cryptocurrency News and Analysis\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-19T13:07:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cryptonews.uk.com\/wp-content\/uploads\/2026\/10\/circle-institutional-cashout.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"\u884c\u653f\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u884c\u653f\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cryptonews.uk.com\/?p=14654\",\"url\":\"https:\/\/cryptonews.uk.com\/?p=14654\",\"name\":\"USDC redemption fees change as Circle drops overages - Crypto News: Latest Cryptocurrency News and Analysis\",\"isPartOf\":{\"@id\":\"https:\/\/cryptonews.uk.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/cryptonews.uk.com\/?p=14654#primaryimage\"},\"image\":{\"@id\":\"https:\/\/cryptonews.uk.com\/?p=14654#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cryptonews.uk.com\/wp-content\/uploads\/2026\/10\/circle-institutional-cashout.webp\",\"datePublished\":\"2026-10-19T13:07:49+00:00\",\"author\":{\"@id\":\"https:\/\/cryptonews.uk.com\/#\/schema\/person\/822778c5844e0d16d43dce6630f4f1bf\"},\"description\":\"Circle removes USDC and EURC overage fees from October 19 billing periods. Standard stays fee-free; Express costs 0.05% before credits.\",\"breadcrumb\":{\"@id\":\"https:\/\/cryptonews.uk.com\/?p=14654#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/cryptonews.uk.com\/?p=14654\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cryptonews.uk.com\/?p=14654#primaryimage\",\"url\":\"https:\/\/cryptonews.uk.com\/wp-content\/uploads\/2026\/10\/circle-institutional-cashout.webp\",\"contentUrl\":\"https:\/\/cryptonews.uk.com\/wp-content\/uploads\/2026\/10\/circle-institutional-cashout.webp\",\"width\":1280,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/cryptonews.uk.com\/?p=14654#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/cryptonews.uk.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"USDC redemption fees change as Circle drops overages\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/cryptonews.uk.com\/#website\",\"url\":\"https:\/\/cryptonews.uk.com\/\",\"name\":\"Crypto News: Latest Cryptocurrency News and Analysis\",\"description\":\"Latest Crypto &amp; Bitcoin News\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/cryptonews.uk.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/cryptonews.uk.com\/#\/schema\/person\/822778c5844e0d16d43dce6630f4f1bf\",\"name\":\"\u884c\u653f\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cryptonews.uk.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e4c2d23409b09e004cef3facbe677e95c5401f9e29680f3a311e0130c5748089?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e4c2d23409b09e004cef3facbe677e95c5401f9e29680f3a311e0130c5748089?s=96&d=mm&r=g\",\"caption\":\"\u884c\u653f\"},\"sameAs\":[\"http:\/\/demo3.aiwalls.com\/coinbase\"],\"url\":\"https:\/\/cryptonews.uk.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"USDC redemption fees change as Circle drops overages - Crypto News: Latest Cryptocurrency News and Analysis","description":"Circle removes USDC and EURC overage fees from October 19 billing periods. Standard stays fee-free; Express costs 0.05% before credits.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cryptonews.uk.com\/?p=14654","og_locale":"en_US","og_type":"article","og_title":"USDC redemption fees change as Circle drops overages","og_description":"Circle removes USDC and EURC overage fees from October 19 billing periods. Standard stays fee-free; Express costs 0.05% before credits.","og_url":"https:\/\/cryptonews.uk.com\/?p=14654","og_site_name":"Crypto News: Latest Cryptocurrency News and Analysis","article_published_time":"2026-10-19T13:07:49+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/cryptonews.uk.com\/wp-content\/uploads\/2026\/10\/circle-institutional-cashout.webp","type":"image\/webp"}],"author":"\u884c\u653f","twitter_card":"summary_large_image","twitter_misc":{"Written by":"\u884c\u653f","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/cryptonews.uk.com\/?p=14654","url":"https:\/\/cryptonews.uk.com\/?p=14654","name":"USDC redemption fees change as Circle drops overages - Crypto News: Latest Cryptocurrency News and Analysis","isPartOf":{"@id":"https:\/\/cryptonews.uk.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cryptonews.uk.com\/?p=14654#primaryimage"},"image":{"@id":"https:\/\/cryptonews.uk.com\/?p=14654#primaryimage"},"thumbnailUrl":"https:\/\/cryptonews.uk.com\/wp-content\/uploads\/2026\/10\/circle-institutional-cashout.webp","datePublished":"2026-10-19T13:07:49+00:00","author":{"@id":"https:\/\/cryptonews.uk.com\/#\/schema\/person\/822778c5844e0d16d43dce6630f4f1bf"},"description":"Circle removes USDC and EURC overage fees from October 19 billing periods. Standard stays fee-free; Express costs 0.05% before credits.","breadcrumb":{"@id":"https:\/\/cryptonews.uk.com\/?p=14654#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cryptonews.uk.com\/?p=14654"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cryptonews.uk.com\/?p=14654#primaryimage","url":"https:\/\/cryptonews.uk.com\/wp-content\/uploads\/2026\/10\/circle-institutional-cashout.webp","contentUrl":"https:\/\/cryptonews.uk.com\/wp-content\/uploads\/2026\/10\/circle-institutional-cashout.webp","width":1280,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/cryptonews.uk.com\/?p=14654#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cryptonews.uk.com\/"},{"@type":"ListItem","position":2,"name":"USDC redemption fees change as Circle drops overages"}]},{"@type":"WebSite","@id":"https:\/\/cryptonews.uk.com\/#website","url":"https:\/\/cryptonews.uk.com\/","name":"Crypto News: Latest Cryptocurrency News and Analysis","description":"Latest Crypto &amp; Bitcoin News","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cryptonews.uk.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/cryptonews.uk.com\/#\/schema\/person\/822778c5844e0d16d43dce6630f4f1bf","name":"\u884c\u653f","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cryptonews.uk.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e4c2d23409b09e004cef3facbe677e95c5401f9e29680f3a311e0130c5748089?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e4c2d23409b09e004cef3facbe677e95c5401f9e29680f3a311e0130c5748089?s=96&d=mm&r=g","caption":"\u884c\u653f"},"sameAs":["http:\/\/demo3.aiwalls.com\/coinbase"],"url":"https:\/\/cryptonews.uk.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/cryptonews.uk.com\/index.php?rest_route=\/wp\/v2\/posts\/14654","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryptonews.uk.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptonews.uk.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptonews.uk.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptonews.uk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14654"}],"version-history":[{"count":0,"href":"https:\/\/cryptonews.uk.com\/index.php?rest_route=\/wp\/v2\/posts\/14654\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cryptonews.uk.com\/index.php?rest_route=\/wp\/v2\/media\/14655"}],"wp:attachment":[{"href":"https:\/\/cryptonews.uk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14654"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptonews.uk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14654"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptonews.uk.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}