{"id":7945,"date":"2026-03-30T10:32:59","date_gmt":"2026-03-30T10:32:59","guid":{"rendered":"https:\/\/cryptonews.uk.com\/?p=7945"},"modified":"2026-03-30T10:32:59","modified_gmt":"2026-03-30T10:32:59","slug":"ripple-ceo-calls-stablecoins-cryptos-chatgpt-moment-as-adoption-surges","status":"publish","type":"post","link":"https:\/\/cryptonews.uk.com\/?p=7945","title":{"rendered":"Ripple CEO Calls Stablecoins Crypto\u2019s \u201cChatGPT Moment\u201d as Adoption Surges"},"content":{"rendered":"

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  • Ripple CEO, Brad Garlinghouse, believes stablecoins may be crypto\u2019s \u2018Chat GPT\u2019 moment, as businesses look to implement stablecoins for their speed and efficiency, potentially leading to the broad adoption of other crypto-based tech.<\/span><\/li>\n
  • Garlinghouse also predicted that the passage of the CLARITY Act may be delayed until the end of May, but when it passes he believes it will trigger a surge of crypto adoption by banks and other financial institutions.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n

    Ripple CEO, Brad Garlinghouse, believes stablecoins are shaping up to be crypto\u2019s \u201cChat GPT moment\u201d as businesses and institutions look to the technology to reduce costs and improve efficiency, potentially leading to broader adoption of blockchain-based technology over time.<\/p>\n

    Garlinghouse said that he\u2019s seen a substantial shift towards stablecoins from big business, with many now looking to embrace a stablecoin-focussed strategy, speaking on Fox Business\u2019s morning show Mornings With Maria<\/em> on March 27.<\/p>\n

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    You have boards of directors and CEOs of companies, whether it\u2019s Fortune 500 or Fortune 2000, they\u2019re asking their treasurers, they\u2019re asking their CFOs, hey, what are we doing with stablecoins.<\/em><\/p>\n<\/div>\n

    \n Brad Garlinghouse, Ripple CEO <\/div>\n<\/div>\n

    Big business\u2019s embrace of stablecoins could just be the beginning of a much broader, long-term adoption of crypto-based technology by big business, and indeed all sectors of the economy, according to Garlinghouse.<\/p>\n

    \u201cYou had US$33 trillion of stablecoin trades last year \u2014 this is, as a Citibank analyst called it, the ChatGPT moment of crypto. People are seeing stablecoins as the entry point into other blockchain-based and crypto-based solutions.\u201d<\/p>\n

    In January, Bloomberg Intelligence predicted that stablecoin flows could increase to as much as US$56.6 trillion (AU$83 trillion) by 2030 \u2014 a level of adoption that would see stablecoins among the most important payment tools for the global economy.<\/p>\n

    Currently, close to 90% of stablecoin volume is accounted for by just two coins \u2014 Tether\u2019s USDT and Circle\u2019s USDC. Ripple\u2019s native stablecoin, RLUSD, launched in late 2024 and has since grown substantially, currently ranking tenth-largest by market cap at just over US$1.4 billion (AU$2 billion) according to CoinGecko.<\/p>\n

    Over the past year, Ripple has been busy fleshing out its stablecoin infrastructure, acquiring the prime brokerage business Hidden Road (rebranded as Ripple Prime) for a reported US$1.25 billion (AU$1.8 billion) and the corporate treasury platform GTreasury (rebranded as Ripple Treasury) for US$1 billion (AU$1.4 billion).<\/p>\n

    Garlinghouse said both acquisitions were performing \u201cway ahead\u201d of Ripple\u2019s forecasts for Q1 of 2026, adding that Ripple Prime has tripled its revenue run rate since the acquisition.<\/p>\n

    Related: Ripple Tests Stablecoin Trade Finance in Monetary Authority of Singapore Sandbox<\/strong><\/p>\n

    Garlinghouse Now Says CLARITY Act Will Be Signed By End of May<\/h2>\n

    Following delays and difficulties getting the CLARITY Act over the line, Garlinghouse has updated his prediction for when the bill will be signed into law, having earlier predicted it\u2019ll be done by the end of April.<\/p>\n

    \u201cI predicted we\u2019d see the CLARITY Act signed by the end of April \u2014 I\u2019m gonna say the likelihood of that has gone down, but I\u2019ll say by the end of May. So give me an extra 30 days,\u201d Garlinghouse said.<\/p>\n

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    Everyone\u2019s still at the table, we\u2019re still making progress. Ultimately there\u2019s gonna have to be a compromise on this key issue of how rewards are managed.<\/em><\/p>\n<\/div>\n

    \n Brad Garlinghouse, Ripple CEO <\/div>\n<\/div>\n

    Garlinghouse said that when the CLARITY Act does get passed into law, it\u2019ll give businesses and institutions confidence to go ahead and implement crypto-based tech without fear that rules and regulations could be flipped if or when a new anti-crypto regime administration enters the White House.<\/p>\n

    Related:US Senate Eyes April Vote on Landmark Crypto Market Structure Bill<\/strong><\/p>\n

    \u201cWhat it does is it unlocks the banks in the United States who\u2019ve been a little bit fearful about \u2018Should I lean into this industry? What if there is a future Gary Gensler and I have to unwind things?\u2019\u201d<\/p>\n

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    If we get that [the CLARITY Act] codified into law it\u2019s an unlock for the banks around the world, particularly in the United States.<\/em><\/p>\n<\/div>\n

    \n Brad Garlinghouse, Ripple CEO <\/div>\n<\/div><\/div>\n

    CLARITY Act,Ripple,Stablecoins#Ripple #CEO #Calls #Stablecoins #Cryptos #ChatGPT #Moment #Adoption #Surges1774866779<\/p>\n","protected":false},"excerpt":{"rendered":"

    Ripple CEO, Brad Garlinghouse, believes stablecoins may be crypto\u2019s \u2018Chat GPT\u2019 moment, as businesses look to implement stablecoins for their speed and efficiency, potentially leading to the broad adoption of other crypto-based tech. Garlinghouse also predicted that the passage of the CLARITY Act may be delayed until the end of May, but when it passes<\/p>\n","protected":false},"author":1,"featured_media":7946,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[267,1539,219,3682,1069,275,477,282,1797],"class_list":["post-7945","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bitcoin","tag-adoption","tag-calls","tag-ceo","tag-chatgpt","tag-cryptos","tag-moment","tag-ripple","tag-stablecoins","tag-surges"],"yoast_head":"\nRipple CEO Calls Stablecoins Crypto\u2019s \u201cChatGPT Moment\u201d as Adoption Surges - Crypto News: Latest Cryptocurrency News and Analysis<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.uk.com\/?p=7945\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ripple CEO Calls Stablecoins Crypto\u2019s \u201cChatGPT Moment\u201d as Adoption Surges\" \/>\n<meta property=\"og:description\" content=\"Ripple CEO, Brad Garlinghouse, believes stablecoins may be crypto\u2019s \u2018Chat GPT\u2019 moment, as businesses look to implement stablecoins for their speed and efficiency, potentially leading to the broad adoption of other crypto-based tech. 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