Author: 行政

Circle now has a federal bank charter. However, the charter provides no ordinary checking accounts, FDIC-insured savings accounts, or mortgages.Circle National Trust is part of a new federal cohort built around custody, fiduciary administration, stablecoin reserves, and settlement.Ripple, BitGo, Fidelity Digital Assets, Paxos, Bridge, Crypto.com, Coinbase, Morgan Stanley and World Liberty Financial have all received some form of Office of the Comptroller of the Currency approval since December. Most are still completing conditions required before opening.Washington is giving crypto companies the regulatory shell of banking while separating it from the business model Americans usually associate with a bank. The result…

Nigeria’s Securities and Exchange Commission has proposed rules that would bring crypto businesses into its licensing perimeter when they operate in Nigeria, serve Nigerian residents, or target the country’s investors and market through digital channels. The plan would raise the cost of serving Nigerian users by combining local-presence requirements with capital, custody, and stablecoin-reserve tests.The regulator published the proposal on Aug. 20 and opened comments for two weeks, putting the calendar deadline on Sept. 3. The SEC page does not state a cutoff time or time zone. The measures remain proposals under consultation, not rules already in force.The scope clause…

Coinkite, the maker of the Coldcard Bitcoin hardware wallet, released new standard firmware on Aug. 20 that forces users to add physical randomness whenever they generate a seed.Owners who generate a seed after installing the current fixed release can use the hardened process. Owners still relying on a seed produced by affected firmware must generate another seed and transfer the funds unless that wallet meets the dice-roll exception.During standard seed creation, every seed combines fresh device entropy with one required human input source: at least 65 key presses made at unpredictable intervals, 50 rolls of a physical six-sided die, or…

Grayscale’s proposed Zcash ETF would carry a 2.5% annual fee. Under one dated ownership calculation, a DCG affiliate could receive about 34% of the fund. If effective, the Aug. 21 SEC amendment would rename the existing trust “The Zcash ETF” and list it on NYSE Arca under ZCSH. The registration remains preliminary. The securities cannot yet be sold under it, and the SEC has neither approved nor disapproved them.The ETF structure aims to fix the trust’s long-running price-tracking problem. To do that, large market intermediaries called authorized participants would create or redeem 10,000-share baskets when ZCSH’s market price moves away…

Illinois’s 0.2% digital asset tax, scheduled to start Jan. 1, 2027, now faces another industry complaint as brokers prepare for a levy tied to the value of customer assets rather than their gains or service fees.Blockchain Association and the Crypto Council for Innovation said they filed the complaint on Aug. 21 in the Circuit Court of the Seventh Judicial Circuit in Sangamon County. The filing came one month after The Digital Chamber announced a separate Sangamon County challenge. Related ReadingIllinois’ new crypto tax puts users under a burden stocks do not face The new complaint names Illinois Department of Revenue…

Hazync’s developer reports that a 1.7 MB standalone verifier checked a 226,434-byte cryptographic receipt covering the first 1,789 blocks of Bitcoin in 27 milliseconds. The Aug. 15 disclosure limits that result to an early stretch of Bitcoin’s history. A complete genesis-to-tip proof campaign remains unfinished.Hazync is a research prototype that uses RISC Zero’s zero-knowledge virtual machine, or zkVM, to make Bitcoin validation reusable. The zkVM executes the validation program, and the resulting receipt gives other users a compact file to check. The developer’s design concentrates proof generation among provers and leaves receipt verification to a much larger population.Those two jobs…

ZeroStack’s Aug. 21 resale registration puts a shareholder vote between the company and 36.2 million new shares tied to its MemeCore acquisition, a warrant block larger than its current outstanding stock.The company completed the transaction on Aug. 19, acquiring 925,925,926 MemeCore M tokens in exchange for 3.5 million common shares and pre-funded warrants covering approximately 36.2 million additional shares, according to its Form 8-K. The parties valued the tokens at $1.08 each and the aggregate consideration at about $1 billion. The deal delivered tokens, rather than $1 billion in cash. Related ReadingA $1 billion HYPE treasury bet to hit public…

RocketFuel Blockchain transferred substantially all assets used in its payments business to RPay, whose sole director and CEO, Peter M. Jensen, also serves as a RocketFuel director and executive officer.The related-person deal closed Aug. 13 and was disclosed in an Aug. 21 regulatory filing. RocketFuel said the assets used primarily in payments included intellectual property, contracts, merchant relationships and other assets, together with cash and accounts receivable attributable to that business. Related ReadingCircle is arming USDC with 1,000 IBM patents to secure its grip on global banking rails The disclosed consideration centered on debt relief. RPay assumed $800,000 in deferred…

The U.S. Senate has put the Digital Asset Market Clarity Act on course for a 60-vote procedural test on Sept. 15.The bill is intended to create a broader federal framework for digital asset markets.Under the official floor schedule, cloture on the motion to proceed to H.R. 3633 is scheduled to ripen at 2:15 p.m. A successful vote would move the Senate toward considering the bill. It would not pass the legislation. Related ReadingBitcoin’s rally has 4 weeks to get its Washington CLARITY catalyst before the clock runs out Why the Senate vote mattersSenate rules require three-fifths of senators duly chosen…

Solana’s new network governance system is approaching votes on its constitution, inflation schedule and fee structure. The frontend’s production bundle still contains a 60% quorum path that conflicts with the stated one-third rule.The discrepancy is a display problem, not an allegation that Solana’s on-chain voting system is corrupting votes. Pull request 170, the proposed frontend fix, remained open as of press time.A Solana Foundation repository issue recorded public proposals with voting enabled, a start at epoch 1021 and an end at epoch 1024. A network sample at 07:08 UTC implied that epoch 1021 would begin around 03:35 to 03:50 UTC…