Author: 行政

Xapo Bank is best for Bitcoin-first global members who want regulated USD banking, premium custody, and card/payments in one app rather than a high-volume trading exchange. Its strongest point is the combination of Gibraltar-regulated banking, 1:1 Bitcoin custody claims, and security controls such as MPC and a 48-hour BTC Vault delay; the biggest caveat is that it is a premium, members-only service with limited exchange-style market tools and no public Merkle proof-of-reserves report in the provided notes. To reduce costs and risk, verify the live in-app spread before converting BTC/USD and use the Vault only for long-term Bitcoin you do…

Bitcoin is entering the second half of the year with its support system, which powered its last rally, under pressure.Data from CryptoSlate shows that the largest digital asset has fallen about 33% this year and more than 50% from its October record high above $126,000, trading near its weakest level since September 2024 at around $58,600 as of press time.This price action has pushed Bitcoin below key long-term trend levels and made the first half of 2026 its worst start to a year since the 2022 crypto crisis.Bitcoin Price Performance in H1 2026 (Source: Tradingview)That makes July a test of whether the market…

Circle CEO Jeremy Allaire used Open USD’s launch to draw a harder line around USDC’s moat: a partner-owned stablecoin can challenge Circle only if its distribution becomes live, regulated transaction flow.His July 1 response followed Open Standard’s June 30 announcement of Open USD.The launch post said more than 140 businesses had signed up to use the token, including Visa, Stripe, Mastercard, American Express, Coinbase, BlackRock, BNY, Google, Shopify, Solana, Base, Ripple and Fireblocks.Open Standard said OUSD would offer no-cost minting and redemption at scale, send reserve earnings to partners after a management fee, and operate through an independent board made…

Open Standard’s Open USD is trying to make the stablecoin yield fight about distribution before the token is live.The company announced Open USD on June 30 as a stablecoin for global money movement. Its headline feature is a reserve-sharing model: businesses can mint and redeem at no cost, without artificial volume caps, while partners receive reserve earnings minus a small management fee.Open Standard also says Open USD will be operated by an independent company with partner-led governance. Founding CEO Zach Abrams framed the product as a stablecoin built by and for the businesses that will use it.Open USD has yet…

Florida has turned crypto ATM scam prevention into a business-liability test for kiosk operators.The state’s newly chaptered HB 505, now Chapter 2026-178, creates a virtual currency kiosk framework that will require fraud warnings, receipts, daily transaction caps, registration filings, and a conditional refund right for fraud victims.The timing matters. Most of the act takes effect Jan. 1, 2027, while the section requiring virtual currency kiosk businesses to register before operating starts March 1, 2027.That staged rollout gives operators time to prepare while setting a clear enforcement path for regulators. Florida is assigning kiosk businesses specific duties before, during, and after…

Taiwan has moved stablecoin issuance into a licensing test for supervised financial infrastructure.The Legislative Yuan passed the Virtual Asset Service Act on its third reading on June 30, establishing a dedicated framework for crypto trading platforms, stablecoin issuers, and other virtual asset service providers.The practical consequence is a stablecoin market where approval, reserves, domestic custody, audits, and no-yield limits determine who can scale before open-market crypto issuers have much room to compete.Under the new framework, stablecoin issuers must maintain full reserve backing, hold segregated reserve assets in trust through domestic financial institutions, undergo regular audits and avoid paying interest or other returns…

On June 29, the US Supreme Court ruled that President Donald Trump had the authority to remove the Federal Trade Commission (FTC) Commissioner Rebecca Slaughter, rejecting the statutory limits that previously allowed FTC commissioners to be fired only for cause.This decision overturned Humphrey’s Executor, the 1935 precedent that had protected certain independent agency commissioners from dismissal without cause for more than nine decades.The ruling stated:“Despite what Humphrey’s may say, independent agencies are not ‘independent’ in the sense that they are free of the President and thus responsive ‘only to the people of the United States.’”Trump celebrated the court’s decision on…

CoinNews photo collage shows a Best of the Mint 1916 Mercury Dime Gold Coin and Silver Medal Set with its gold coin, silver medal, packaging and accompanying director’s note The United States Mint’s Best of the Mint 1916 Mercury Dime Gold Coin and Silver Medal Set is available again, returning at a lower price after being listed as “Currently Unavailable” for much of the period following its June 4 release. Originally offered for $810, the set is now priced at $780 under the Mint’s weekly precious-metals pricing schedule. Its return gives collectors another opportunity to purchase the first release in…

Europe’s crypto market resets on July 1, when MiCA’s transitional period ends and unauthorized exchanges lose the legal right to operate in the EU.Whether the deadline holds depends on the app stores on European phones.Under the ESMA’s June 23 statement, unauthorized crypto exchanges must immediately stop onboarding new EU clients, opening accounts, and marketing or soliciting business once the transitional period ends.Activity has to narrow to selling or transferring assets, closing positions, and holding custody only as long as strictly necessary.Clients who stay with a platform outside that perimeter lose MiCA’s protections entirely, including the safeguards covering client assets.Erald Ghoos,…

CoinNews photos showing the complete 10-coin set, protective lenses, presentation case, outer packaging and certificate of authenticity The United States Mint’s 2026 Semiquincentennial Silver Proof Set is available again, giving collectors another chance to purchase the 250th anniversary set directly after it remained unavailable for much of the period following its June 11 release. Priced at $245, the set opened with sales of 261,516, representing 96.4% of the Mint’s upwardly revised mintage limit of 271,250. It became unavailable not long after launch. Sales have since undergone two sizable downward adjustments. After falling by 15,229 in the prior report, the total…