Author: 行政

Standard Chartered estimated in January that stablecoins could pull about $500 billion from US bank deposits by the end of 2028.Regional banks looked especially exposed given how much they depend on the spread between what they pay depositors and what they earn on loans.Now, 21 major financial institutions, including Bank of America, Citi, Goldman Sachs and Wells Fargo, committed Sept. 1 to build one.The group announced plans to establish a company in the second half of 2026, launch a US dollar-denominated stablecoin in the first half of 2027, and comply with both the GENIUS Act and MiCA.The venture started as…

Key takeaways Shiba Inu trades near $0.00000516 after rebounding almost 4% earlier this week. Whale wallets holding between 1 million and 100 million SHIB have sold a combined 40 billion tokens since August 22. Smaller whales accumulated 990 million SHIB over the same period. SHIB’s long-to-short ratio of 0.93 signals bearish positioning in the derivatives market. Shiba Inu traded around $0.00000516 on Wednesday after recovering nearly 4% earlier in the week. Despite the rebound, whale selling and weakening derivatives data suggest that traders remain cautious about the dog-themed memecoin’s short-term outlook. SHIB continues to hold above its 50-day exponential moving…

Cardano’s 2026 Constitutional Committee renewal had crossed both voting thresholds in a pre-boundary snapshot on Sept. 1, but formal ratification still waited for the epoch change. The narrow margin on the stake pool side exposed how non-participation can become an effective veto in the network’s on-chain governance.Cardano divides governance authority among delegated representatives, stake pool operators, and the Constitutional Committee.DReps vote with ADA delegated to them, SPOs represent block-producing stake pools, and the committee reviews the constitutionality of actions that require its approval. For an update to the committee’s own membership, DReps and SPOs vote while the committee does not.A…

X product engineer Mridul Singhai said on Sept. 1 the company is investigating a wave of unsolicited password-reset emails and verification codes, and has “found no evidence of any breaches”. Singhai tied the activity to attackers testing accounts now that X Money is widely available; the payments service reached US Premium and Premium+ subscribers on July 27. Advice circulating among users and through X’s Grok assistant urged enabling two-factor authentication, switching on X’s “Password reset protect” setting and not clicking links in the emails. Password-reset emails and verification codes that users never requested hit X in bulk around Sept. 1.…

Monero uses ring signatures, stealth addresses, and confidential transactions to break that link. Swapping Bitcoin to Monero is a routine operation that takes minutes. When you convert BTC to Monero, you are moving from an asset that publishes your activity to one that does not. Bitcoin and Monero solve different problems. Bitcoin is a transparent ledger where every transaction is permanently public. Monero conceals sender, receiver, and amount by default. Moving value between them is a common operation, and this guide covers how it works, what it costs, and where the pitfalls are. Understanding what changes when you swap…

The SEC has proposed updating transfer agent rules that largely date back to the late 1970s and early 1980s. The changes would tighten requirements around registration, recordkeeping, safeguarding assets, reporting and third-party providers. The proposal addresses risks and new practices linked to onchain transfer agents, tokenised securities, distributed ledgers and AI. The move forms part of a broader SEC modernisation push, with public comments due 60 days after publication in the Federal Register. Some of the rules governing who legally owns US investors’ shares haven’t been touched since Jimmy Carter was in office. On Tuesday, the US Securities and Exchange…

DeFi Technologies reached its Sept. 1 Nasdaq minimum-bid deadline after its US-listed DEFT shares closed Aug. 31 at $0.6032, making it impossible to complete the required 10-business-day streak at or above $1.The threshold miss moves the company into an eligibility review, with either a second compliance window or a written delisting determination as the next formal outcome.Nasdaq notified DeFi Technologies on March 5 that DEFT had closed below $1 for 30 consecutive business days as of March 4, and gave DeFi Technologies an initial 180-calendar-day period ending Sept. 1.The stock’s daily history through Aug. 31 showed every August close below…

Ripple and SettleMint have partnered to combine Ripple’s Custody platform with SettleMint’s Digital Asset Lifecycle Platform (DALP), giving regulated institutions a single system for tokenised assets. The tie-up targets banks and fintechs that want to handle issuance, custody, compliance and servicing without stitching together multiple vendors. Ripple has built out its custody arm through partnerships with Securosys and Figment, a Chainalysis integration and the acquisition of Palisade, while SettleMint’s DALP already runs in production across several regions. The offering has launched in Asia Pacific, with Boston Consulting Group forecasting tokenised real-world assets could reach US$88 trillion by 2035 as banks…

Nearly all the open interest displayed on Coinbase’s derivatives dashboard already sits at Deribit, its global derivatives venue, eight days before institutional positions at the much smaller Coinbase International Exchange are scheduled to move there.A Coinbase derivatives dashboard snapshot retrieved at 15:42 UTC on Sept. 1 showed $40.65 billion of daily open interest across three venues. Deribit accounted for $39.26 billion, about 96.6%, while Coinbase Derivatives held $1.17 billion and International Exchange held $226.98 million.The Sept. 9 transfer covers the $226.98 million International Exchange book, client accounts, and trading infrastructure. The $39.26 billion already at Deribit stays where it is,…

Twenty-one institutions, including Goldman Sachs, Bank of America, Citi, Deutsche Bank, UBS and Fidelity Investments, said on Sept. 1 they will form a company in the second half of 2026 to issue a US dollar-denominated stablecoin, aiming for a first-half 2027 launch. The group has grown from the ten banks that first floated the idea in October 2025, and plans to expand later into other G7 currencies, naming a euro version as its next priority. It enters a market Tether still dominates with more than US$180 billion (AU$252 billion) in dollar-pegged tokens, and where bank demand is thin: Société Générale’s…